Buying A Home
Buying a home is one of the biggest financial decisions you'll ever make. As a trusted mortgage broker, I am here to guide you through every step of the home buying process and help you achieve your dream of homeownership.
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I understand that every client has unique needs and financial goals. That's why I offer a variety of mortgage options tailored to your specific situation. From first-time homebuyers to seasoned investors, I have the expertise to find the right mortgage solution for you.
Home Buyer Checklist
1) Budget: Determine your budget and stick to it. This will help you avoid overspending and keep your search focused on homes you can afford.
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2) Mortgage Pre-Approval: Get pre-approved for a mortgage before you start shopping. This will give you an idea of how much you can afford to spend on a home and make your offer more attractive to sellers.
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3) Location: Determine the location you want to buy in. Consider factors such as proximity to work, schools, public transportation, and amenities.
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4) Type of Home: Decide on the type of home you want, such as a single-family home, condo, townhome, or multi-family home.
5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.
6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?
7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.
8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.
5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.
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6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?
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7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.
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8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.
9) Property Taxes: Review the property taxes for the home you are interested in and factor them into your budget.
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10) Closing Costs: Factor in closing costs, which can include attorney fees, appraisal fees, and title insurance.
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11) Homeowners Insurance: Determine the cost of homeowners insurance for the property you are interested in.
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12) Moving Expenses: Consider the cost of moving and factor it into your budget.
Copyright ©2021 | The Nazario Team
Licensed to Do Business | NMLS# 1072781
Julian A Nazario | NMLS #1072781 | Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act.
Loans made or arranged pursuant to a California Financing Law License | FL MLD1880 | MS 181106 | TN 204577 | TX view complaint policy at barrettfinancial.com/texas-complaint | Equal Housing Opportunity |
This is not a commitment to lend. All loans are subject to credit